Today, I Submitted a Complaint with the NY AG’s Office. Here’s Why.

20 Feb

Today, I write to you out of rage. I don’t know if you all are aware of how much scams piss me off, but they REALLY piss me off. I am not one of those people who is like,

Oh, how cute, a scam. Let’s learn more about it give the scammers more notoriety and fame, ie Caroline Calloway.

Because where ever there is a scam, there is someone(s) who is the victim of it. Someone who has been knowingly taken advantage of. So, here is a story about a decidedly un-cute scam. In fact, to all my race running and riding friends: you might have gotten caught up in it.

A few weeks ago, I signed up to run a race with a few of my friends. It is one of my friends first race ever and I was, and still am, beyond excited to get to cross the finish line alongside her! The signup for the race, which takes place here in NYC this spring, was managed through a company based in Dallas called Active Network LLC. The outsourcing of registration for races is pretty common for smaller organizations so I didn’t think twice when I went through the process. What I did do was make sure to uncheck all the boxes so I don’t get any emails, unwanted magazine subscriptions or added payments for services I don’t want or need. Just sign me up for the race and let me do the rest. And yet today when I checked my debit card I noticed a charge for $89.95 that was labeled ACT ACTIVE NETWORK. I was completely confused. The only charge I made yesterday was $10 to the Warren campaign as a congratulations for her warranted MURDER of Mike Bloomberg on the debate stage but that was done on my American Express card. So, I did what I always do and I researched.

Well wouldn’t you know it, I somehow inadvertently signed up for a trial membership, the free period of which had ended yesterday. Friends, I never sign up for trial memberships because I always forget to cancel them and then I end up spending money on shit I don’t want and don’t need.* The first thing I did was dispute the transaction. I work hard for my money and it is the winter time and the bar has been very slow. There is no way I am giving away a chunk of my money to some membership thing that I did not sign up for and don’t even understand. After doing some more digging, I found out that I am by no means the first person to deal with this. Here is a complaint that dates back to 2014! Even with this piece of information, I thought I would do the right thing and give them a call. I called the number listed on their website, it said it was out of service. So I found a second number and called that one. What I found out is that if you wait long enough they actually present you with an option related to the credit card charge that apparently takes a lot of people by surprise. (When you Google the company, the charge is one of the top search results.) After a few more minutes on hold I was put through to a person. She said hello, introduced herself and asked how she could help. So I said,

Hello. I am calling about a fraudulent charge…

It was at this point that I heard a beep and Sufjan Stevens started playing. Weird. I looked at my phone and wouldn’t you believe it — she hung up on me and my phone automatically started playing a song I didn’t even know I had! Now I was really mad. I took the reasonable next step: Better Business Bureau, bitches! What I found was that this company has A LOT of negative complaints. Here is one of my favorites:

I’m a lawyer who has litigated deceptive “free trial” offer cases and I have no idea how i got enrolled in this Active Advantage scam. I do find that there was a class action settled in California regarding this practice, as well as an Iowa Attorney General action. this practice seems ripe for some more class actions or FTC referral.

I added my complaint to the pile. I still had some rage left over so I took the reasonable next step, and some good advice, and reached out to Leticia James, the New York Attorney General!** I explained my complaint AND I submitted supporting documents because everyone loves supporting documents plus it made me feel really official. Basically like a detective. I might actually go online and order myself a cool badge and wear it around for the next few days.

So I guess I will have to wait and see what Leticia James has to say about this. Hopefully her office will respond.


I know this probably sounds like a waste of time to some of you. I was on hold with my bank and with Active Network LLC for close to an hour; I spent a fair amount of time looking for other reports to be sure I wasn’t just an idiot who missed something; I filed complaints with two different government offices, including supporting evidence. But here’s the thing. This is crap. People shouldn’t have their money taken from them via questionable means. People budget. A random $90 withdrawal from an account can be devastating. And I am lucky enough to have time, research skills and an abundance of rage – especially right now. I can take the time to call my bank, submit these complaints, and do follow-up if needed. I can sit here and write this blog. A lot of people don’t have that time and, in my opinion, that is what companies prey on. They work it into their metric that a lot of people don’t regularly check their bank statements and might miss these withdrawals year after year (I saw reports of this). They rely on the fact that a lot of people will realize what happened, cancel their membership, (maybe) get a refund and never take additional steps. And then there are a few people like me who really don’t like to feel taken advantage of by a company acting in a shadowy manner. And more than that, I really don’t like that, based off my research, they have been doing this for years. And that there is a chance they are taking money from old people. I really don’t like when people take money from old people.

Next stop: Federal Trade Commission.

Anyway, I will keep you posted. And don’t worry, my hate fire is still burning.


*Side note, I think this practice that companies have of rolling trial memberships over into paid memberships without a reminder is sneaky and should be outlawed. We all forget to cancel that shit. I think I paid for a membership to the Wall Street Journal (PUKE)  for a year because I wanted to read one article about Simone Biles that was hidden behind a paywall and then totally forgot to cancel immediately. Technically my fault but I feel like a reminder would just be the right thing to do.

**Actually I just went to the website but whatever.

2 Responses to “Today, I Submitted a Complaint with the NY AG’s Office. Here’s Why.”

  1. scott frank February 20, 2020 at 9:11 pm #

    I’m mad as hell about this. I am old and get stuck with these charges all the time. I wanna get the guy who invented this and make him watch reruns of Gilligans Island until he dies. That’s it…

    • FranklyRebekah February 20, 2020 at 10:03 pm #

      Okay first of all you’re not old. You’ve got AT LEAST a decade before I would consider you old. I am also not old and get hit with this shit! It’s trash! But yes. I agree about Gilligan’s Island.

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